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Stripe vs Paddle: free tier and first paid price (checked 2026-10-19)
Both have a free plan that stays free. Stripe Standard card pricing: 1.4% + €0.10 (EEA cards); Paddle Pay per sale: 5% + $0.50. These first paid prices are not directly comparable from the list prices alone. Only Stripe says it offers an EU region.
| Fact | Stripe | Paddle |
|---|---|---|
| Free plan | Stays free | Stays free |
| Card for the free plan | Unknown | Unknown |
| EU region | Yes | Unknown |
| First paid plan | Standard card pricing | Pay per sale |
| First paid price | 1.4% + €0.10 (EEA cards) | 5% + $0.50 |
| Free plan includes | The pricing page (rendered in German) does not show a monthly platform fee for standard card payments. Standard online cards: 1.4% + €0.10 for EEA cards, 2.9% + €0.10 for non-EEA cards. | 'No monthly fees, migration fees, or hidden extras.' Rate shown: 5% + 50¢. |
| Free limits |
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| Paid plan note | Non-EEA cards: 2.9% + €0.10. Managed Payments is an extra 3.5% on top of payment fees. A $10/month line appears but is not labeled in the captured text, so it is not treated as the first plan. | Includes fraud protection, chargebacks, and buyer support in the surrounding copy. |
| EU / data region note | Page shows EEA vs non-EEA card rates and payouts 'in selected regions'. This is a payments region, not app hosting. | A GDPR-compliance mention appears. No EU data-region sentence was captured. |
| Last checked | ||
| Pricing page | stripe.com/pricing | www.paddle.com/pricing |
Questions
Does Stripe or Paddle have a free plan?
Stripe has a free plan that stays free; Paddle has a free plan that stays free. Checked 2026-10-19: Stripe pricing, Paddle pricing.
Which is cheaper to start paying for, Stripe or Paddle?
Stripe Standard card pricing: 1.4% + €0.10 (EEA cards); Paddle Pay per sale: 5% + $0.50. These first paid prices are not directly comparable from the list prices alone. Checked 2026-10-19: Stripe pricing, Paddle pricing.
Do Stripe and Paddle need a credit card for the free plan?
Stripe does not say whether a card is needed; Paddle does not say whether a card is needed. Checked 2026-10-19: Stripe pricing, Paddle pricing.
Do Stripe and Paddle offer an EU region?
Stripe says it offers an EU region; Paddle does not state an EU region. Checked 2026-10-19: Stripe pricing, Paddle pricing.
Sources
- Stripe pricing page (checked 2026-10-19)
- Paddle pricing page (checked 2026-10-19)
Every cell is copied from the official pricing pages. The verdict is generated from those fields and makes no other claims. "Unknown" means the page did not say. Prices change: check the vendor page before you buy.
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